Loan Options

Whether you’re planning on buying, refinancing, upgrading or repairing your home, Jet HomeLoans has you covered.

Contact me, and together we can discover which option can help you reach your homeownership goals!

Conventional Home Loans

Conventional loans are one of the most common loan types. They’re perfect for borrowers with a stable job and income, good credit, and looking for flexible mortgage options.

  • Loans up to $484,350 means more home buying options
  • Available in 10, 15, 20 and 30-year terms
  • Fixed interest rates allow you to make predictable monthly payments over the life of the loan
  • Low down payment options available for qualified borrowers
  • Great for home purchases or refinancing

Government Loans

Designed for borrowers with limited finances, government loans (FHA, USDA and VA) are a great option if you need some flexibility with reaching your homeownership goals.

  • Available for borrowers looking to purchase a primary residence
  • Seller can contribute toward closing costs
  • 3.5% down payment minimum required
  • Great for home purchases or refinancing

Jumbo Loans

Looking to purchase a home in a high-cost housing market? A Jumbo Loan can help you purchase a larger and/or more expensive property.

  • Financing above Conforming Loan Limits of $484,350
  • Fixed- and Adjustable-Rate Mortgage Options
  • Offers convenience of having just one loan vs. multiple mortgages

Refinance Home Loans

Refinance loans are designed for borrowers who already own a home and are interested in utilizing their home’s equity.

  • Offers borrowers the ability to lower interest rates or shorten loan terms
  • Replaces old mortgage with a newer one, giving you the difference in value, in cash
  • Cash-Out refinance allows you to free up cash to pay for debt, emergencies or other needs

Home Improvement/Renovation Home Loans

Perfect for homeowners who want to make cosmetic changes or necessary repairs to their home.

  • Immediate closing/funding so renovations can begin right away
  • Covers purchase or refinance amounts plus renovation costs
  • Flexible loan options to meet your renovation and repair needs

Mortgage Programs

Extended Lock Options are designed for homebuyers who are planning to close on a home on a future date or lock in rates on a home that is still being built.

  • Lock in lower rates for up to 360 days
  • Extra flexibility and peace of mind because your rates are guaranteed

The BuyDown AdvantageSM is a flexible financing option that allows a buyer to reduce their interest rates for the first few years of their mortgage.

  • Upfront costs of buy down paid for by builder, seller, or third party
  • Reduce the amount of interest you pay by up to 3% for up to three years

Have any questions? Contact me today to discover which loan option is right for you!